PendingSingle Family Residence

3454 Garnet Avenue

Rosamond, CA, 93560

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$489,900

MLS: 26002246

Beds

5

Baths

3

Sq Ft

2,669

Lot

0.18 ac

Year Built

1995

MLS #

26002246

Days on Market

24

Listed

Mar 18, 2026

Description

This updated modern home is situated on a spacious corner lot within an established Rosamond neighborhood. The property has been thoroughly refreshed with a brand-new exterior and interior paint job, as well as new interior flooring throughout. A major highlight is the fully owned solar system included at no cost to the buyer, providing long-term energy savings. The interior features a show-stopping, brand-new kitchen and bathrooms equipped with new cabinets, fixtures, handles, and hardware. These spaces are further upgraded with new sinks, new faucets, and stainless steel appliances. Outside, the property offers a massive front yard ready for your vision and the potential for RV access, all while being located near the local freeway, military base, and area schools. This one is competitively priced and won't last long. Book your showing today.

Location

Rosamond, Kern County, CA 93560

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Listed by: Daniel Sanchez · eXp Realty of Greater Los Angeles, Inc.

Payment estimate

$3,601

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $48,990 · Loan: $440,910

%
Principal & Interest
$2,709
Property tax (1%)
$408
Homeowners insurance
$300
Mortgage insurance
$184
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $17,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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