3495 Terrace
Chino Hills, CA, 91709
$735,000
Original list price: $750,000
MLS: PW26047708
Beds
4
Baths
2
Sq Ft
1,332
Lot
0.09 ac
Year Built
1973
MLS #
PW26047708
Days on Market
102
Listed
Mar 6, 2026
Description
Welcome to this charming single-story home in the heart of Chino Hills! Nestled in a peaceful canyon setting surrounded by picturesque mountains and beautiful, mature trees, this home offers a rare opportunity to enjoy tranquility, convenience, and value all in one. This detached 4-bedroom, 2-bath home features no common walls, a two-car garage, and a private, peaceful backyard—perfect for relaxing or entertaining, or watching the kids at play. The home has been extensively updated and reflects true pride of ownership, making it completely move-in ready. Recent improvements include fresh interior paint, new flooring throughout, new baseboards, updated lighting fixtures, new stove and oven, new countertops, new sink and faucet, new window coverings, a newly finished patio area, along with many additional upgrades. Enjoy the benefits of community amenities without the maintenance, including a refreshing pool and basketball half-court—perfect for upcoming summer enjoyment. Located in a highly desirable neighborhood just one block from Carbon Canyon, convenient access to the 71 and 60 freeways, close to top-rated schools, and an abundance of shopping, dining, and entertainment are just minutes away. Situated in a Planned Unit Development (PUD), this property does not require FHA or VA project approval, making it eligible for a wide range of financing options. The HOA provides exceptional value by covering structure fire insurance, exterior paint and stucco, streets, grounds maintenance, pool, and greenbelt areas. With plentiful street parking in addition to your private two-car garage, this home offers comfort, convenience, and lifestyle all in one. Come experience everything this wonderful home has to offer!
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: Jacqueline May · First Team Real Estate
Payment estimate
$5,981
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $73,500 · Loan: $661,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,190
- Property tax (1.25%)
- $766
- Homeowners insurance
- $300
- Mortgage insurance
- $276
- HOA dues
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $25,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino Hills, CA 91709 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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