3512 Mccray
Mountain Mesa, CA, 93240
$430,000
MLS: NS26070673
Beds
3
Baths
3
Sq Ft
3,161
Lot
0.58 ac
Year Built
1989
MLS #
NS26070673
Days on Market
1
Listed
Apr 2, 2026
Description
Welcome to 3512 McCray Road, a spacious mountain retreat in the peaceful community of Mountain Mesa near Lake Isabella. Offering over 3,100 sq ft of living space on approximately half an acre, this home blends comfort, privacy, and beautiful natural surroundings. Designed for both everyday living and entertaining, it features multiple bedrooms and bathrooms, a warm inviting layout, cozy fireplace, and generous living areas. Large windows showcase stunning mountain views and fill the home with natural light. Step outside to an expansive lot with room for RV parking, outdoor gatherings, or simply enjoying the serene landscape. A 3-car garage and ample space for all your toys make it perfect for those seeking adventure and extra room. Located just minutes from Lake Isabella, the Kern River, and endless outdoor recreation, this property is ideal as a full-time residence, vacation getaway, or investment opportunity.
Location
Mountain Mesa, Kern County, CA 93240
Open on Google Maps ↗Listed by: Elizabeth Jimenez · Real Broker
Payment estimate
$3,287
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $387,000
- Principal & Interest
- $2,378
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Mountain Mesa home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Lake Isabella, CA 93240 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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