3519 Half Dome Avenue
Rosamond, CA, 93560
$539,990
Original list price: $554,990
MLS: SW26051385
Beds
5
Baths
3
Sq Ft
2,588
Lot
0.13 ac
Year Built
2026
MLS #
SW26051385
Days on Market
83
Listed
Mar 9, 2026
Description
Discover the Water Lily plan at Monterosa, a beautifully designed two-story home that combines modern style with everyday functionality. Located in a highly desirable cul-de-sac, this 5 bedroom and 3 bath offers a spacious layout that features the flexibility today’s lifestyles demand. The gourmet kitchen serves as the centerpiece of the main level, featuring rich Quill-stained cabinetry with Matte Black hardware, elegant Carrara Miska quartz countertops, stainless-steel appliances, and a large island with pendant lighting, perfect for casual meals, meal prep, and gathering with family and friends. The open great room is filled with natural light, creating a warm and welcoming space for relaxing or entertaining. A first-floor bedroom and full bath provide convenient accommodations for guests or multigenerational living, while a dedicated home office offers a quiet place to work or study. Upstairs, a versatile loft adds additional living space ideal for a media room, play area, or cozy retreat. The private primary suite features dual vanities, a spacious walk-in shower, and a generous walk-in closet designed for comfort and convenience. Luxury vinyl plank flooring enhances the main living areas, complemented by designer tile in the baths and plush carpet in the bedrooms. Move-in ready and thoughtfully appointed, this home offers the perfect opportunity to enjoy life at Monterosa. ***Prices are subject to change.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Michelle Nguyen · K. Hovnanian Companies of CA
Payment estimate
$4,031
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,999 · Loan: $485,991
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,078
- Property tax (1%)
- $450
- Homeowners insurance
- $300
- Mortgage insurance
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $18,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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