3519 Half Dome Avenue
Rosamond, CA, 93560
$556,990
MLS: SW26051385
Beds
5
Baths
3
Sq Ft
2,588
Lot
0.13 ac
Year Built
2026
MLS #
SW26051385
Days on Market
38
Listed
Mar 9, 2026
Description
Discover the Water Lily plan at Monterosa, a beautifully designed two-story home that combines modern style with everyday functionality. Located in a highly desirable cul-de-sac, this 5 bedroom and 3 bath offers a spacious layout that features the flexibility today’s lifestyles demand. The gourmet kitchen serves as the centerpiece of the main level, featuring rich Quill-stained cabinetry with Matte Black hardware, elegant Carrara Miska quartz countertops, stainless-steel appliances, and a large island with pendant lighting, perfect for casual meals, meal prep, and gathering with family and friends. The open great room is filled with natural light, creating a warm and welcoming space for relaxing or entertaining. A first-floor bedroom and full bath provide convenient accommodations for guests or multigenerational living, while a dedicated home office offers a quiet place to work or study. Upstairs, a versatile loft adds additional living space ideal for a media room, play area, or cozy retreat. The private primary suite features dual vanities, a spacious walk-in shower, and a generous walk-in closet designed for comfort and convenience. Luxury vinyl plank flooring enhances the main living areas, complemented by designer tile in the baths and plush carpet in the bedrooms. Move-in ready and thoughtfully appointed, this home offers the perfect opportunity to enjoy life at Monterosa. ***Prices are subject to change.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Michelle Nguyen · K. Hovnanian Companies of CA
Payment estimate
$4,053
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,699 · Loan: $501,291
- Principal & Interest
- $3,080
- Property tax (1%)
- $464
- Homeowners insurance
- $300
- Mortgage insurance
- $209
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $19,495 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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