352 Golden Bear Ln
Upland, CA, 91786
$800,000
MLS: WS26124798
Beds
4
Baths
3
Sq Ft
2,020
Lot
0.06 ac
Year Built
2014
MLS #
WS26124798
Days on Market
4
Listed
Jun 8, 2026
Description
Welcome to this beautifully maintained 4-bedroom, 3-bathroom home in a desirable Upland community. Featuring a highly functional floor plan with 1 bedroom and 1 full bathroom on the main level, this home is ideal for guests, extended family, or a home office. The bright and open living spaces provide comfort and flexibility for everyday living, while the private backyard offers the perfect setting for relaxing, gardening, or outdoor gatherings. Additional highlights include an attached 2-car garage and a solar system to help reduce energy costs. Residents enjoy access to a community swimming pool and well-maintained common areas. Conveniently located near the prestigious Claremont Colleges, shopping, dining, parks, and with easy access to the Interstate 210, this move-in ready home combines comfort, convenience, and value in one of Upland's most sought-after locations.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: CLAIRE LIU · Pinnacle Real Estate Group
Payment estimate
$6,243
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $80,000 · Loan: $720,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,560
- Property tax (1.25%)
- $833
- Homeowners insurance
- $300
- Mortgage insurance
- $300
- HOA dues
- $249
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $28,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91786 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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