3545 Locust Avenue
Long Beach, CA, 90807
$1,399,000
MLS: PW26063334
Beds
4
Baths
3
Sq Ft
2,485
Lot
0.12 ac
Year Built
1989
MLS #
PW26063334
Days on Market
27
Listed
Mar 26, 2026
Description
Beautifully remodeled home in the highly sought-after Los Cerritos neighborhood of Long Beach! This 4-bedroom, 3-bathroom residence has been fully upgraded with new paint, vinyl flooring, and modern lighting throughout, offering a bright and inviting living space. The updated kitchen features quartz countertops, custom cabinetry, and ample space for cooking and entertaining. Both bathrooms have been elegantly renovated with contemporary finishes. Additional highlights include a tile roof, three-car garage, laundry room, and intercom and built-in speakers throughout the home. The property is professionally landscaped for curb appeal and private outdoor enjoyment. Nestled on a quiet street, this home is just minutes from Los Cerritos area, boutique shops, cafes, parks, and excellent schools including Los Cerritos Elementary, Hughes Middle, and Long Beach Polytechnic High School. With easy access to Lakewood Blvd, CA-710, and I-405, commuting throughout Long Beach, Seal Beach, and nearby cities is a breeze. This turn-key home perfectly combines modern upgrades, functional living spaces, and a prime location in one of Long Beach’s most desirable communities.
Location
Long Beach, Los Angeles County, CA 90807
Open on Google Maps ↗Listed by: Gilbert Suniga · First Team Real Estate
Payment estimate
$10,018
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100
- Principal & Interest
- $7,736
- Property tax (1.25%)
- $1,457
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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