3550 Torrance 313
Torrance, CA, 90503
$349,999
MLS: SB26016266
Beds
0
Baths
1
Sq Ft
490
Lot
0.94 ac
Year Built
2006
MLS #
SB26016266
Days on Market
74
Listed
Jan 22, 2026
Description
Welcome to this upgraded studio at The Gables, a 55+ senior community. This south-facing unit offers 490 sqft of bright living space. Though a studio, the sleeping area is separate, providing a designated space for a bed, complete with a window and closet for added functionality. The home features wood shutters, tiled kitchen and bathroom areas, and laminated hardwood flooring. The kitchen is equipped with a granite countertop, and the in-unit stackable washer and dryer are conveniently inside the unit. It also includes a central heating and cooling system for year-round comfort. Step out onto your private patio off the living area and enjoy your private outdoor space. This unit is conveniently located close to the elevator and trash chute for easy access. The community offers a secure, gated entrance and community room on the ground floor, featuring a library and TV, which can also be used as a conference room by the residents. Ideally situated near the Torrance Civic Center, Del Amo Fashion Center, movie theaters, grocery stores, shops, banks, restaurants, hospitals, and medical offices, this home provides the perfect blend of comfort, security, and accessibility.
Location
Torrance, Los Angeles County, CA 90503
Open on Google Maps ↗Listed by: Tania Peterson · Vista Sotheby's International Realty
Payment estimate
$2,731
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,000 · Loan: $314,999
- Principal & Interest
- $1,935
- Property tax (1.25%)
- $365
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $12,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Torrance, CA 90503 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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