3554 Dunkirk Drive
Oxnard, CA, 93035
$1,125,000
MLS: V1-35265
Beds
5
Baths
4
Sq Ft
3,014
Lot
0.13 ac
Year Built
2006
MLS #
V1-35265
Days on Market
7
Listed
Apr 4, 2026
Description
EXTRA Room(s). Bring your largest family. Wingfield Community largest floor plan awaits. You will have comfort in your 5-bedroom (PLUS 1 extra office room, PLUS 1 extra large loft), 4 full bathroom home spanning 3,014 square feet of thoughtfully designed living space. This light and airy home promises an unmatched living experience. Upon arrival, you'll be greeted by custom tile floors that set the stage for the charming Spanish-inspired aesthetics. The downstairs features a bedroom and full bath, AND an extra room or office, living room, formal dining room, and spacious family room. Open floor plan kitchen and casual dining area flow into the family room with a cozy fireplace. Plantation shutters throughout. Upstairs, you'll find spacious bedrooms, including a roomy master bedroom and bathroom, plus a second en-suite bedroom featuring its own private balcony. The loft provides a versatile space that can be tailored to suit your unique needs, whether it be a home office, study area, or what some might call your 7th room. This prime location is further enhanced by proximity to Southwest Community Park. The vibrant community also offers an array of nearby attractions and recreational opportunities, close to schools, shopping, and nearby beaches and marina lifestyle. Solar and air conditioning. Low maintenance landscape.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Michael Delgado · Century 21 Masters
Payment estimate
$8,115
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $112,500 · Loan: $1,012,500
- Principal & Interest
- $6,221
- Property tax (1.25%)
- $1,172
- Homeowners insurance
- $300
- Mortgage insurance
- $422
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $39,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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