ActiveSingleFamilyResidence

3591 E Moonlight Street 21

Ontario, CA, 91761

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$555,000

MLS: CV26100391

Beds

3

Baths

3

Sq Ft

1,396

Lot

0.02 ac

Year Built

2021

MLS #

CV26100391

Days on Market

2

Listed

May 8, 2026

Description

Paid off solar panels! Discover modern living at its finest in this stunning 3-bedroom, 2-bathroom home located in the highly sought-after Ontario Ranch community. Built in 2021 and offering just under 1,400 square feet of thoughtfully designed living space, this residence is the perfect blend of style, comfort, and convenience. From the moment you arrive, you’ll appreciate the pride of ownership and the attention to detail that makes this home truly move-in ready. Step inside to find a bright and inviting interior, beautifully maintained and filled with natural light. The open-concept layout is ideal for both everyday living and entertaining, with a seamless flow from the living room to the dining area and kitchen. The primary suite offers a peaceful retreat, complete with a spacious master bathroom featuring dual sinks and modern finishes. Living in Ontario Ranch means enjoying an unbeatable lifestyle. The community offers resort-style amenities, including a sparkling pool, playground, basketball courts, gas fire pits, tennis courts, and a beautifully appointed clubhouse. Whether you’re hosting a weekend barbecue, unwinding by the pool, or playing a quick game of basketball or tennis, there’s always something to enjoy just steps from your front door. Perfectly located near shopping, dining, and top-rated schools, with easy access to major freeways, this home is not just a place to live—it’s a lifestyle. Don’t miss your chance to own in one of the most desirable communities in the Inland Empire!

Location

Ontario, San Bernardino County, CA 91761

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Listed by: Danielle Ibarra · ROA California Inc

Payment estimate

$4,247

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $55,500 · Loan: $499,500

%
Principal & Interest
$3,160
Property tax (1.25%)
$578
Homeowners insurance
$300
Mortgage insurance
$208
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $19,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 91761 (Ontario)within ±10% of this home's price and size.

Local Market Stats

See Ontario, CA 91761 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.