3613 Garnet Lane
Lancaster, CA, 93535
$492,500
MLS: 26001909
Beds
4
Baths
2
Sq Ft
1,810
Lot
0.16 ac
Year Built
2019
MLS #
26001909
Days on Market
55
Listed
Mar 6, 2026
Description
Welcome to this beautifully maintained 2019-built home, designed for both comfort and convenience. Featuring a bright, open-concept layout, this home offers seamless flow between the living, dining, and kitchen areas--ideal for everyday living and entertaining. The kitchen is the heart of the home, complete with a large granite island, abundant counter space, and crisp white cabinetry, providing both style and functionality for gatherings of any size. The spacious primary suite is privately situated away from the additional bedrooms, offering a quiet retreat to unwind at the end of the day. Enjoy the benefits of energy-efficient living with features such as solar panels, a tankless water heater, smart thermostat, and fire sprinkler system--helping provide both comfort and potential cost savings. Outside, the low-maintenance front yard with drought-tolerant landscaping and a drip irrigation system makes upkeep simple and efficient. A two-car garage adds convenience and extra storage.
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Blanca Guzman · BGA Properties, Inc.
Payment estimate
$3,721
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,250 · Loan: $443,250
- Principal & Interest
- $2,723
- Property tax (1.25%)
- $513
- Homeowners insurance
- $300
- Mortgage insurance
- $185
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $17,238 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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