3615 S Carolina Street 5
San Pedro, CA, 90731
$699,500
MLS: SB26053233
Beds
2
Baths
3
Sq Ft
1,209
Lot
0.16 ac
Year Built
1989
MLS #
SB26053233
Days on Market
42
Listed
Mar 11, 2026
Description
Welcome home to 3615 S Carolina St #5! Well-appointed condo offering beautiful harbor and ocean views in a desirable coastal location. This inviting residence features a layout designed to make the most of its scenic surroundings with views from the living room and both bedrooms. The bright living area is anchored by a cozy fireplace and views of the harbor. Step outside onto the private balcony to enjoy refreshing ocean breezes and sweeping views of the harbor—an ideal spot for morning coffee or sunset unwinding. Both bedrooms feature their own ensuite bathrooms, one with a view of the harbor and the other with a peek a boo view of the ocean. Additional highlights include upgraded flooring throughout, in-unit laundry, a 2-car garage, and secure gated access to the parking area, providing both convenience and peace of mind. With its blend of comfort, views, and practical amenities, this condo offers an excellent opportunity to enjoy the laid-back coastal lifestyle that San Pedro is known for!
Location
San Pedro, Los Angeles County, CA 90731
Open on Google Maps ↗Listed by: Brandon Debrichy · Excel Funding Real Estate Services, Inc.
Payment estimate
$5,159
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,950 · Loan: $629,550
- Principal & Interest
- $3,868
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $24,483 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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