362 Rosa Street
Rialto, CA, 92376
$685,000
MLS: OC26132141
Beds
5
Baths
3
Sq Ft
2,639
Lot
0.08 ac
Year Built
2023
MLS #
OC26132141
Days on Market
1
Listed
Jun 18, 2026
Description
Welcome to 362 Rosa Street, a beautifully designed five-bedroom, three-bathroom home offering the perfect blend of space, comfort, and modern living. Filled with natural light, this light and bright residence showcases an open-concept floor plan ideal for both everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large center island, abundant cabinetry, and seamless flow into the dining and living areas. A convenient laundry room adds functionality, while generously sized bedrooms provide flexibility for families, guests, or a home office. Step outside to a low-maintenance backyard designed for easy enjoyment with minimal upkeep. Located in a newer Rialto community with neighborhood parks, playgrounds, sidewalks, and greenbelts, this home offers easy access to shopping, dining, schools, and major commuter routes including the I-10, I-210, and I-15 freeways. Enjoy the convenience of nearby recreational amenities, local parks, and all that the Inland Empire has to offer while living in a welcoming residential neighborhood. This move-in ready home combines modern comfort, thoughtful design, and an excellent location.
Location
Rialto, San Bernardino County, CA 92376
Open on Google Maps ↗Listed by: PRADINYA SHASTRI · REDFIN
Payment estimate
$5,335
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $68,500 · Loan: $616,500
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,885
- Property tax (1.25%)
- $714
- Homeowners insurance
- $300
- Mortgage insurance
- $257
- HOA dues
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $23,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rialto, CA 92376 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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