363 W Spruce
Compton, CA, 90220
$475,000
MLS: SB26050647
Beds
2
Baths
1
Sq Ft
1,037
Lot
0.12 ac
Year Built
1928
MLS #
SB26050647
Days on Market
43
Listed
Mar 8, 2026
Description
This charming 1928 Spanish-style home, brimming with character, is the perfect project for a buyer ready to make it their own. With no updates yet, it’s a blank canvas full of potential, featuring a layout ideal for an open floor plan. The dining area boasts beautiful French doors that open to the side yard, a large living room, and a convenient laundry area just off the kitchen. Situated on a corner lot, it offers a spacious front, side, and backyard, and installed brand-new roof in 2021 with permits. The garage conversion is unpermitted. Property will be delivered vacant *****ONLY SHOWING WILL BE SATURDAY MARCH 14TH 11AM-2PM***
Location
Compton, Los Angeles County, CA 90220
Open on Google Maps ↗Listed by: Elva Loera · Fredericks Realty
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Compton home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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