3631 La Costa
Oxnard, CA, 93033
$625,000
MLS: SR26025146
Beds
4
Baths
2
Sq Ft
1,199
Lot
0.13 ac
Year Built
1962
MLS #
SR26025146
Days on Market
73
Listed
Feb 3, 2026
Description
Calling all Ventura County Investors! This a diamond in the rough, the property is in rough shape and will need to be cash/Private or hard money or 1031 exchange. This home has good bones and a lot of potential but be ready to roll up your sleeves. The roof is in great shape but almost everything else needs work.
Location
Oxnard, Ventura County, CA 93033
Open on Google Maps ↗Listed by: Cody Shofner · R.F.N Homes
Payment estimate
$4,642
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,500 · Loan: $562,500
- Principal & Interest
- $3,456
- Property tax (1.25%)
- $651
- Homeowners insurance
- $300
- Mortgage insurance
- $234
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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