ActiveSingleFamilyResidence

3636 Indio Avenue

Yucca Valley, CA, 92284

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$550,000

MLS: JT26005637

Beds

3

Baths

2

Sq Ft

1,300

Lot

2.00 ac

Year Built

1962

MLS #

JT26005637

Days on Market

32

Listed

Jan 9, 2026

Description

VIEWS! VIEWS! VIEWS! are amazing at this 3-bedroom, 2-bath Yucca Valley home offering approximately 1,300 square feet of living space on a generous 2-acre lot. Expansive mountain, city and valley vistas stretch in every direction, creating a classic High Desert backdrop from sunrise through the evening stars. Inside, the home features central A/C and heating, dual pane windows, and an updatedl kitchen equipped with an electric stove, dishwasher, and garbage disposal. Laundry and a refrigerator are located in the garage adding extra convenience. A detached 2-car garage provides additional flexibility for parking, storage, or workshop space with plenty of room for an RV or a boat. The setting offers openness and privacy while remaining close to town amenities, dining, and Joshua Tree National Park, making this property well suited for a full-time residence, weekend getaway, or desert retreat focused on space and scenery.

Location

Yucca Valley, San Bernardino County, CA 92284

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Listed by: Madelaine LaVoie · Cherie Miller & Associates

Payment estimate

$4,121

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000

%
Principal & Interest
$3,041
Property tax (1.25%)
$573
Homeowners insurance
$300
Mortgage insurance
$206
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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