3638 S B Street
Oxnard, CA, 93033
$699,000
MLS: V1-34636
Beds
4
Baths
2
Sq Ft
1,236
Lot
0.13 ac
Year Built
1957
MLS #
V1-34636
Days on Market
36
Listed
Mar 5, 2026
Description
Opportunity in an established Oxnard neighborhood. This single-story 4 bedroom, 2 bathroom home offers approximately 1,236 square feet of living space on a 5,662 square foot lot. The functional floor plan includes an added laundry room off the kitchen and an attached two-car garage with a generous driveway.Hardwood flooring is present in the bedrooms, currently covered by carpet in the living room and hallway, offering a great starting point for future updates. The home presents an excellent opportunity for cosmetic improvements and is ideal for buyers looking to personalize a property or for those seeking an investment opportunity.Conveniently located near schools, shopping, dining, and commuter routes. Additional details and interior photos coming soon.
Location
Oxnard, Ventura County, CA 93033
Open on Google Maps ↗Listed by: Marla Remedios · RE/MAX Gold Coast REALTORS
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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