Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

36403 Ironhorse Drive

Palmdale, CA, 93550

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$580,000

MLS: SR26053923

Beds

3

Baths

2

Sq Ft

1,517

Lot

0.20 ac

Year Built

1997

MLS #

SR26053923

Days on Market

13

Listed

Mar 12, 2026

Description

Welcome to a beautifully updated single-story home located in one of Palmdale’s most desirable neighborhoods, The Terraces. Conveniently situated near the 14 Freeway, this home offers easy access for commuters traveling to Los Angeles or nearby Lancaster. Positioned on a spacious corner lot, the property features outstanding curb appeal with drought-tolerant desert landscaping, artificial turf, RV access, and a large three-car garage. The inviting covered porch leads you into a bright and open interior highlighted by soaring ceilings, dual-pane windows, and custom ceramic tile flooring throughout the main living areas. The open-concept floor plan seamlessly connects the living room, dining area, and family room, creating a comfortable space for both everyday living and entertaining. The family room flows directly into the kitchen and offers views of the beautiful backyard and newly refinished pool, bringing in an abundance of natural light. The updated kitchen features granite countertops, modern white cabinetry, and a stainless steel range, offering both style and functionality. Bathrooms have also been refreshed with new lighting, updated plumbing fixtures, and custom tile flooring. The spacious primary suite includes a private bathroom with dual sinks, a walk-in closet, and sliding glass doors that open directly to the pool area, creating a private retreat. All bedrooms are equipped with ceiling fan lights for added comfort. Additional highlights include brand-new flooring, fresh exterior paint, dual-pane windows, direct garage access through the laundry room, and a safety pool fence for peace of mind. With its thoughtful updates, bright open layout, and resort-style backyard, this home offers the perfect blend of comfort, style, and convenience.

Location

Palmdale, Los Angeles County, CA 93550

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Listed by: Carlos Sotelo · Luxury Collective

Payment estimate

$4,329

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $58,000 · Loan: $522,000

%
Principal & Interest
$3,207
Property tax (1.25%)
$604
Homeowners insurance
$300
Mortgage insurance
$218
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $20,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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