Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingle Family Residence

36906 Cobalt

Palmdale, CA, 93552

1 / 33View all 33 photos

$479,900

MLS: 26002856

Beds

3

Baths

2

Sq Ft

1,358

Lot

0.16 ac

Year Built

1994

MLS #

26002856

Days on Market

16

Listed

Apr 9, 2026

Description

3 bed, 2 bath pool home in Palmdale with a layout that just works. Inside, you've got a comfortable flow from the living area into the kitchen and dining space, with natural light coming through and no wasted square footage. The bedrooms are well sized, and the primary suite has its own private bath for a clean, functional setup. Step outside and this is where it stands out a true backyard setup with a pool and spa that's ready to be enjoyed. Whether it's weekend BBQs, cooling off in the summer, or relaxing in the spa at night, this space is built to be used, not just looked at. There's still room to lounge, entertain, or customize it how you want. Located in a solid Palmdale neighborhood near schools, shopping, and easy commuter access, this home checks the boxes for both everyday living and long term value. Turn key feel, practical layout, and a backyard that actually delivers. Photos have been digitally enhanced.

Location

Palmdale, Los Angeles County, CA 93552

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Listed by: Arvin Garcia · Real Brokerage Technologies

Payment estimate

$3,634

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $47,990 · Loan: $431,910

%
Principal & Interest
$2,654
Property tax (1.25%)
$500
Homeowners insurance
$300
Mortgage insurance
$180
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $16,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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