3694 S Grower Avenue
Ontario, CA, 91761
$1,300,000
MLS: OC26073070
Beds
6
Baths
5
Sq Ft
4,134
Lot
0.14 ac
Year Built
2016
MLS #
OC26073070
Days on Market
13
Listed
Apr 6, 2026
Description
Welcome to 3694 S Grower Ave in the desirable West Haven community of Ontario Ranch—featuring a rare NextGen layout with a private-entry suite, offering a unique opportunity for multi-generational living or the potential to offset your mortgage with rental income. This thoughtfully designed home includes a separate living space complete with its own entrance, kitchen, bedroom, and bathroom—providing privacy and flexibility rarely found in today’s market. The main residence features an open-concept layout anchored by a spacious kitchen with granite countertops, white cabinetry, stainless steel appliances, a cooktop with double wall ovens, and a large center island that flows seamlessly into the living and dining areas—perfect for gathering, entertaining, and everyday living. The home is enhanced with new laminate wood flooring, creating a clean, modern, and move-in ready feel throughout. Upstairs, a large loft provides a versatile second living space ideal for a home theater, kids’ play area, or home office, alongside generously sized bedrooms filled with natural light, including two ensuite bedrooms that offer added comfort and privacy for family or guests. The primary suite offers a dual-sink vanity, ample storage, and a clean, modern design. Additional highlights include solar panels for energy efficiency, plantation shutters, recessed lighting, a dedicated laundry room with storage, and a spacious 3-car garage. The backyard offers a rare combination of space and low maintenance, giving you room to relax, entertain, or customize to your needs. Located near community parks, playgrounds, and green spaces within West Haven, with convenient access to shopping, dining, and major freeways, this home combines flexibility, functionality, and long-term value—homes with this level of versatility and income potential are rarely available, so don’t miss your opportunity to see it in person.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Felix Hung · Real Broker
Payment estimate
$9,330
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $130,000 · Loan: $1,170,000
- Principal & Interest
- $7,189
- Property tax (1.25%)
- $1,354
- Homeowners insurance
- $300
- Mortgage insurance
- $488
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $45,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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