37121 Golden Oak Drive
Palmdale, CA, 93552
$485,000
MLS: 26002454
Beds
4
Baths
2
Sq Ft
1,600
Lot
0.15 ac
Year Built
1995
MLS #
26002454
Days on Market
12
Listed
Mar 25, 2026
Description
Beautiful 4-bedroom home in a prime Palmdale location just minutes from shopping, dining, Target, and Starbucks. Priced at $469,000, this property offers great value with a functional layout and comfortable living spaces. Perfect for first-time buyers or growing families. Don't miss this opportunity homes like this don't last.
Location
Palmdale, Los Angeles County, CA 93552
Open on Google Maps ↗Listed by: Maritza Arellano · eXp Realty of Greater Los Angeles, Inc.
Payment estimate
$3,669
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,500 · Loan: $436,500
- Principal & Interest
- $2,682
- Property tax (1.25%)
- $505
- Homeowners insurance
- $300
- Mortgage insurance
- $182
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $16,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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