ActiveCondominium

3736 Oak Creek D

Ontario, CA, 91761

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$315,000

MLS: CV26091544

Beds

1

Baths

1

Sq Ft

507

Lot

0.01 ac

Year Built

1985

MLS #

CV26091544

Days on Market

5

Listed

Apr 28, 2026

Description

Welcome to your new home in the highly desirable Creekside community of Ontario, California! This cozy 1-bedroom, 1-bathroom condo offers 507 sq. ft. of thoughtfully designed living space, perfect for first-time buyers, small families, or savvy investors looking to add a gem to their portfolio. Step inside and be greeted by a light-filled living area that flows seamlessly into the quaint kitchen and dining space. The bedroom is comfortably sized, offering a peaceful retreat, while the bathroom is well-appointed with everything you need. Enjoy all the Creekside community has to offer, including serene walking trails, lush landscaping, sparkling pools, and recreational amenities that create a resort-like atmosphere right at your doorstep. With convenient access to shopping, dining, schools, and freeways, this home combines comfort, charm, and a prime location. Don’t miss this incredible opportunity to own in one of Ontario’s most sought-after communities. Whether you're starting your journey as a homeowner or expanding your investment portfolio, this property is a must-see! (Information is deemed reliable but agent and broker would suggest buyers and their agents do their own due diligence)

Location

Ontario, San Bernardino County, CA 91761

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Listed by: Steven Thacker · KELLER WILLIAMS EMPIRE ESTATES

Payment estimate

$2,540

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $31,500 · Loan: $283,500

%
Principal & Interest
$1,794
Property tax (1.25%)
$328
Homeowners insurance
$300
Mortgage insurance
$118
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $11,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 91761 (Ontario)within ±10% of this home's price and size.

Local Market Stats

See Ontario, CA 91761 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.