Under ContractSingleFamilyResidence

3743 Barley Street

San Bernardino, CA, 92407

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$599,999

MLS: SW26019909

Beds

3

Baths

3

Sq Ft

1,612

Lot

0.15 ac

Year Built

2018

MLS #

SW26019909

Days on Market

45

Listed

Feb 16, 2026

Description

Welcome to this beautifully maintained 3 bedroom, 3 bathroom home built in 2018, offering modern style, comfort, and a massive backyard with endless possibilities. From the moment you arrive, you’ll appreciate the clean curb appeal and newer construction feel that sets this home apart. Inside, you’ll find a bright and open floor plan designed for both everyday living and entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating the perfect gathering spot. The kitchen features modern cabinetry, updated finishes, and ample counter space for cooking and hosting. Upstairs, the generously sized bedrooms provide comfort and privacy, including a well-appointed primary suite with a private bathroom and walk-in closet. With three full bathrooms, the layout offers convenience for guests and families alike. Step outside to a massive backyard—rare for a newer home—offering plenty of room for a pool, outdoor kitchen, garden, play area, or future expansion. The possibilities are truly endless. Located in a newer community close to schools, parks, shopping, and major commuter routes, this home combines modern construction with space to grow.

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Kyler Battleson · Century 21 Masters

Payment estimate

$4,468

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $60,000 · Loan: $539,999

%
Principal & Interest
$3,318
Property tax (1.25%)
$625
Homeowners insurance
$300
Mortgage insurance
$225
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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