Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveDuplex

3760 Esmeralda

El Monte, CA, 91731

(No pictures available yet)

$1,100,000

MLS: CV26039966

Beds

5

Baths

2

Sq Ft

1,696

Lot

0.20 ac

Year Built

1914

MLS #

CV26039966

Days on Market

1

Listed

Feb 23, 2026

Description

duplex. huge lot with detached garage. possible build of ADU build

Location

El Monte, Los Angeles County, CA 91731

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Listed by: Alexia Chinchilla · THE GREAT REAL ESTATE COMPANY

Payment estimate

$7,941

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000

%
Principal & Interest
$6,083
Property tax (1.25%)
$1,146
Homeowners insurance
$300
Mortgage insurance
$413
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See El Monte, CA 91731 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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