3795 Modesto
San Bernardino, CA, 92404
$450,000
MLS: IG25273579
Beds
1
Baths
2
Sq Ft
1,206
Lot
0.19 ac
Year Built
1960
MLS #
IG25273579
Days on Market
7
Listed
Dec 9, 2025
Description
Welcome to this charming and cozy home located in a well-established area of San Bernardino. This property offers comfort, convenience, and valuable upgrades. The permitted garage conversion provides additional living space. Enjoy hot summer days in your nicely sized pool—perfect for relaxing or entertaining. The home also features a newer roof and windows, providing added peace of mind and energy efficiency. Don’t miss this great opportunity to own a beautifully maintained home in a desirable neighborhood!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Eduardo Vasquez · Smart Sell Real Estate
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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