3817 Harris Rd
Bakersfield, CA, 93313
$365,000
MLS: NS25280541
Beds
4
Baths
2
Sq Ft
1,776
Lot
0.18 ac
Year Built
2005
MLS #
NS25280541
Days on Market
94
Listed
Dec 26, 2025
Description
Welcome to 3817 Harris Road, located in the desirable southwest Bakersfield area. This home offers a prime location in a quiet, well established neighborhood close to convenience stores, shopping, and everyday amenities. Enjoy easy access to great schools, parks, and major roadways while still benefiting from a peaceful residential setting. A perfect opportunity for buyers looking for comfort, convenience, and location.
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: Ernesto Osuna · D Best Realty Inc
Payment estimate
$2,835
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
- Principal & Interest
- $2,018
- Property tax (1.25%)
- $380
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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