3848 Richwood
El Monte, CA, 91732
$1,138,000
MLS: WS26065043
Beds
5
Baths
5
Sq Ft
2,583
Lot
0.12 ac
Year Built
2020
MLS #
WS26065043
Days on Market
25
Listed
Mar 26, 2026
Description
luxury Mediterranean 2-story home in northern El Monte, featuring 5 bedrooms and 4.5 bathrooms. Upon entering, you are greeted by a spacious foyer with cathedral-high ceilings that add to the spacious feel of this upscale home. Same as the foyer, the living room features an elegant and unique wood plank ceiling with beautiful chandeliers. Adjacent is a spacious formal dining room. The designer gourmet kitchen is immaculate, boasting spectacular quartz countertops, classic cabinets, and a central island. The kitchen opens to a comfortable family room with backyard access through a large sliding glass door. The desirable downstairs master is large and overlooks the backyard garden. There are also two master suites upstairs for your convenience. The main master suite features an enormous walk-in closet and lavish master bathroom. The tastefully designed master bathroom includes a luxury spa tub, dual-vanity, and separate stall shower room with contemporary frameless shower doors. The private backyard contains a patio area and lush green lawn, perfect for gatherings, outdoor entertainment. The oversized 3-car garage includes direct access to the house and garden. This home sits inside a gated community with a wide driveway and plenty of guest parking spaces.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: BEN SITU · ALLIANCE REALTY KINGDOM INC.
Payment estimate
$8,205
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $113,800 · Loan: $1,024,200
- Principal & Interest
- $6,293
- Property tax (1.25%)
- $1,185
- Homeowners insurance
- $300
- Mortgage insurance
- $427
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $39,830 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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