ActiveSingleFamilyResidence

3848 Ruidosa Avenue

Yucca Valley, CA, 92284

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$489,000

MLS: JT26053903

Beds

4

Baths

2

Sq Ft

1,902

Lot

0.53 ac

Year Built

2022

MLS #

JT26053903

Days on Market

35

Listed

Mar 11, 2026

Description

Stunning 4-Bedroom, 2-Bath Home on the Mesa in Yucca Valley! Set on a desirable corner lot with over half an acre of land, this 2022-built home offers the perfect blend of modern comfort and desert charm. Featuring 1,902 sq. ft. of open living space, soaring ceilings, and polished concrete floors throughout, this property is designed with both style and functionality in mind. The heart of the home is the expansive kitchen, complete with quartz countertops, stainless steel appliances, and a generous island that flows seamlessly into the spacious living room—ideal for hosting family and friends. Each of the four bedrooms offers plenty of room to make your own, while the primary suite is a true retreat with high ceilings, double vanity sinks, a huge walk-in closet, and a spa-like bathroom. Additional highlights include central heating and A/C, an indoor laundry room, and a covered back patio—perfect for enjoying peaceful mornings or relaxing evenings under the desert sky. This move-in ready home checks every box. Don’t miss your chance to own a modern desert oasis in beautiful Yucca Valley. Schedule your showing today!

Location

Yucca Valley, San Bernardino County, CA 92284

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Listed by: Madelaine LaVoie · Cherie Miller & Associates

Payment estimate

$3,697

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $48,900 · Loan: $440,100

%
Principal & Interest
$2,704
Property tax (1.25%)
$509
Homeowners insurance
$300
Mortgage insurance
$183
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $17,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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