38609 32nd Street E
Palmdale, CA, 93550
$395,000
MLS: SR25198407
Beds
3
Baths
1
Sq Ft
1,064
Lot
0.17 ac
Year Built
1955
MLS #
SR25198407
Days on Market
194
Listed
Sep 3, 2025
Description
Fantastic opportunity for first-time homebuyers at 38609 32nd Street East, Palmdale, CA 93550! This charming home features an modern kitchen with modern finishes and tile flooring throughout, except for the two bedrooms that are carpeted for added comfort. The spacious backyard is perfect for entertaining, complete with a sparkling pool to cool off during those hot summer days. This home offers the perfect blend of comfort, convenience, and value. Don't miss your chance to own this wonderful property in a great Palmdale neighborhood.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Jose Gutierrez · BGA Properties Inc
Payment estimate
$3,044
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,500 · Loan: $355,500
- Principal & Interest
- $2,184
- Property tax (1.25%)
- $411
- Homeowners insurance
- $300
- Mortgage insurance
- $148
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $13,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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