PendingSingleFamilyResidence

38637 Yucca Tree

Palmdale, CA, 93551

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$450,000

MLS: SR26055461

Beds

3

Baths

2

Sq Ft

1,456

Lot

0.22 ac

Year Built

1957

MLS #

SR26055461

Days on Market

24

Listed

Mar 13, 2026

Description

Beautiful single-story home with rustic charm, spacious backyard, and convenient West Palmdale location. This inviting residence offers 3 spacious bedrooms and 2 full bathrooms, providing a comfortable layout with plenty of room to relax and enjoy everyday living. The bright living and dining areas feature beautiful rustic ceiling beams, fresh white walls, and stylish white shiplap accent walls, creating a warm and modern farmhouse feel throughout the main living space. The recently updated kitchen includes a stovetop, range hood, updated countertops, and a fresh white tile backsplash. A convenient breakfast bar opens to the dining area, making the space perfect for both casual meals and entertaining. Step outside to a large backyard with a partially covered patio, offering plenty of room for outdoor dining, relaxing, or enjoying time with family and friends. Additional features include a 2-car garage with extra space that can be used as a workshop, home gym, office, or additional storage, along with a long driveway that provides ample parking. Conveniently located near the 14 Freeway, shopping centers, schools, grocery stores, and gas stations, this home offers both comfort and accessibility for commuters and families alike.

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Anna Burko · Radius Agent Realty

Payment estimate

$3,426

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000

%
Principal & Interest
$2,488
Property tax (1.25%)
$469
Homeowners insurance
$300
Mortgage insurance
$169
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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