38750 Sage Tree
Palmdale, CA, 93551
$399,888
MLS: MB26038924
Beds
4
Baths
2
Sq Ft
1,356
Lot
0.18 ac
Year Built
1958
MLS #
MB26038924
Days on Market
18
Listed
Feb 23, 2026
Description
Value add Fixer Opportunity in Palmdale! 4 Bedroom, 2 Bathroom Home with Attached 2-Car Garage on Expansive 7,857 SqFt lot.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: FABIAN GARCIA · CENTURY 21 REALTY MASTERS
Payment estimate
$3,078
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,989 · Loan: $359,899
- Principal & Interest
- $2,211
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $13,996 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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