Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

38779 E Williams

Yermo, CA, 92398

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$269,000

MLS: HD25273127

Beds

3

Baths

2

Sq Ft

1,340

Lot

0.19 ac

Year Built

1980

MLS #

HD25273127

Days on Market

80

Listed

Dec 30, 2025

Description

This inviting corner-lot home sits in a peaceful desert setting and offers generous outdoor space. The oversized lot can easily accommodate a motorhome while still leaving plenty of room for gatherings and outdoor living. The roof was replaced less than five years ago, and the home has been upgraded with a modern HVAC system providing both forced heating and air conditioning. The property is fully fenced, including a newer privacy wood fence along the west side. A double-gate entry on the south side opens to the backyard—ideal for storing a travel trailer, off-road toys, or additional vehicles. The front yard also features a double-gate drive-in for added convenience and access. Built in 1980, this newer home for the area offers a comfortable layout and a smooth, functional flow throughout.

Location

Yermo, San Bernardino County, CA 92398

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Listed by: Diane Flores · Dee-Lux Realty, Inc.

Payment estimate

$2,169

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $26,900 · Loan: $242,100

%
Principal & Interest
$1,488
Property tax (1.25%)
$280
Homeowners insurance
$300
Mortgage insurance
$101
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Yermo home with as little as 3.5% down using an FHA loan — roughly $9,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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