38994 Willow Landing
Big Bear Lake, CA, 92315
$1,675,000
MLS: IG26030566
Beds
4
Baths
3
Sq Ft
2,273
Lot
0.13 ac
Year Built
1987
MLS #
IG26030566
Days on Market
43
Listed
Feb 13, 2026
Description
Welcome to this rare lakefront retreat perfectly positioned on the shores of Boulder Bay. This exceptional property captures sweeping water views and a front-row seat to the natural beauty that makes this area so sought after. From sunrise reflections to golden-hour sunsets, the lake is the star of the show. Designed to maximize its setting, the home offers seamless indoor-outdoor living and an atmosphere that feels equal parts relaxing and refined. Enjoy peaceful mornings overlooking Boulder Bay, afternoons on the water, and cozy evenings surrounded by fresh mountain air. Whether you’re seeking a full-time residence, weekend escape, or legacy lake house, this property delivers the ultimate waterfront lifestyle. With direct lake access, your own dock, stunning vistas, and a coveted location in one of the area’s most scenic bays, this is more than a home—it’s an experience.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: GARY DOSS · COMPASS
Payment estimate
$11,935
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $167,500 · Loan: $1,507,500
- Principal & Interest
- $9,262
- Property tax (1.25%)
- $1,745
- Homeowners insurance
- $300
- Mortgage insurance
- $628
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $58,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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