3900 Avenida Tortuga
Joshua Tree, CA, 92252
$995,000
MLS: 260006728SD
Beds
4
Baths
2
Sq Ft
2,341
Lot
5.00 ac
Year Built
1958
MLS #
260006728SD
Days on Market
2
Listed
Mar 22, 2026
Description
Fully remodeled 3BD/2BA + bonus room on 5 private acres with expansive desert and mountain views. Flexible for personal use, second home, or short-term rental. Renovated in 2022 with new roof, updated electrical, luxury vinyl plank flooring, fresh interior/exterior paint, upgraded appliances, new water heater, pool heater, and wireless pool controls. Open-concept living, dining, and kitchen. Spacious primary suite with dual vanities and private patio access. Outdoor features include heated pool, spa, fire pit, bocce ball court, and covered patio—ideal for enjoying Joshua Tree’s natural setting. Versatile Quonset structure perfect for studio, wellness, or creative use. Attached garage with EV charger. Offered fully furnished ($50K+ in furnishings included). Move-in ready. Previously operated as a short-term rental, with the current owner utilizing the property to help offset W-2 income through short-term rental use (buyer to verify with CPA).
Location
Joshua Tree, San Bernardino County, CA 92252
Open on Google Maps ↗Listed by: Mike Tighe · Real Estate eBroker, Inc.
Payment estimate
$7,212
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,500 · Loan: $895,500
- Principal & Interest
- $5,502
- Property tax (1.25%)
- $1,036
- Homeowners insurance
- $300
- Mortgage insurance
- $373
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Joshua Tree home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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