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$220,000
MLS: 226001872
Beds
2
Baths
2
Sq Ft
880
Lot
0.02 ac
Year Built
2003
MLS #
226001872
Days on Market
7
Listed
Apr 23, 2026
Description
Welcome to this well-maintained home located at 3900 E Main Street in the desirable 55+ community of Sea Esta Village. Built in 2003, this 2-bedroom, 2-bath residence offers a bright and open layout with vaulted ceilings in the living room and kitchen, creating an inviting sense of space.The home features wood-like flooring throughout, fresh interior paint, and the convenience of indoor laundry. Enjoy added value with a Nuvo water filtration system, a Tuff Shed with electrical--perfect for storage or a workspace--and dedicated parking.Ideally situated in midtown Ventura, this home offers easy access to shopping, dining, and major retailers, along with convenient proximity to the 101 and 126 freeways. Just a short drive to Ventura's beaches and harbor, you'll enjoy coastal living and ocean breezes year-round.Residents of Sea Esta Village will also benefit from community road improvements scheduled for completion at the end of April. This is a wonderful opportunity to enjoy comfortable, low-maintenance living in a central and highly accessible Ventura location- perfect for everyday living or a beachside getaway.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Brandy Plummer · Equity Union Real Estate
Payment estimate
$1,864
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $22,000 · Loan: $198,000
- Principal & Interest
- $1,253
- Property tax (1.25%)
- $229
- Homeowners insurance
- $300
- Mortgage insurance
- $83
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $7,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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