39004 164th Street
Palmdale, CA, 93591
$427,000
MLS: 26002493
Beds
3
Baths
2
Sq Ft
1,756
Lot
0.76 ac
Year Built
1986
MLS #
26002493
Days on Market
38
Listed
Mar 26, 2026
Description
This charming home is what you were looking for. It's very cozy house with 3 bedrooms 2 bathrooms but has a den which can be your 4th bedroom or an office. New laminate flooring throughout. Fresh pain In and outside. New roof. New water heater. fenced around the house. With almost one acre of land. Also, you can ask the city for permits to build your ADU which you can get an extra income. The property is located on a corner lot with almost an acre of land. Has access on 164th front of the house, Stanbury Ave on the right side and the back yard is the165th st. Come in see it before is gong! A big reduction price!
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26066496
Listed by: Yoly Lopez · RE/MAX All-Pro
Payment estimate
$3,329
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,700 · Loan: $384,300
- Principal & Interest
- $2,424
- Property tax (1.25%)
- $445
- Homeowners insurance
- $300
- Mortgage insurance
- $160
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,945 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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