3908 Birchwood Avenue
Rosamond, CA, 93560
$505,000
MLS: 26003191
Beds
4
Baths
3
Sq Ft
2,163
Lot
0.14 ac
Year Built
2021
MLS #
26003191
Days on Market
4
Listed
Apr 21, 2026
Description
Gorgeous newer build in the desirable Terra Sol II community! This beautifully designed single-story home offers 4 bedrooms, 3 bathrooms, and the perfect blend of style, comfort, and functionality. Featuring vinyl plank wood-look flooring throughout the main living areas with plush carpeting reserved for the bedrooms, this home boasts an abundance of natural light, 6-inch baseboards, two-panel doors, recessed lighting, and elegant quartz countertops. The spacious layout includes a dedicated laundry room, owned solar, and a whole-house water softener system for added convenience and efficiency. Enjoy the fully landscaped backyard complete with slow-drip irrigation, a pergola, and breathtaking sunset views of the surrounding mountains. This home truly has it all--don't wait, call today!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Michelle Pendergast · Keller Williams Realty A.V.
Payment estimate
$3,703
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,500 · Loan: $454,500
- Principal & Interest
- $2,793
- Property tax (1%)
- $421
- Homeowners insurance
- $300
- Mortgage insurance
- $189
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $17,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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