3910 Gayley Lane
29 Palms, CA, 92277
$375,000
MLS: JT26028648
Beds
3
Baths
1
Sq Ft
1,408
Lot
5.00 ac
Year Built
1957
MLS #
JT26028648
Days on Market
48
Listed
Feb 11, 2026
Description
Solar will be paid at the close of Escrow !! Priced for a quick sale!! Perched on 5 scenic acres in Wonder Valley and facing the iconic Godwin Mountains, this approximately 1,400 square foot 3-bedroom, 1-bath home offers space, privacy, and exceptional value—truly one of the best deals in the area. Inside, a second living room functions as a flexible primary bedroom retreat complete with a cozy fireplace, while two additional spacious bedrooms, a huge living room, generous dining area, and a well-appointed kitchen provide comfortable everyday living. A structural beam installation has opened the main living space into an inviting open-plan layout, and mini-split systems are installed throughout the home for efficient year-round comfort. Recent upgrades include a large, fully renovated bathroom spanning the length of the home, completed electrical work above the ceiling, a new exterior water heater to create more interior space, and a new well-water filtration system, with a reverse osmosis system included and ready for connection. Outdoors, enjoy perimeter fencing for privacy from passing headlights, removed interior fencing to enhance property flow, a concrete patio near the two-car garage, front and back porches, a relaxing hot tub, and serene landscaping that creates a peaceful, balanced desert setting.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Stephen Buchanan · 29 Palms Realty
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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