3912 Spray Lane
Malibu, CA, 90265
$4,300,000
MLS: 26638767
Beds
4
Baths
4
Sq Ft
2,587
Lot
0.21 ac
Year Built
1963
MLS #
26638767
Days on Market
23
Listed
Jan 14, 2026
Description
This mid century developed property was re-imagined with colourful Adobe features. The front garden looks out over the Pacific and the beautiful setup back yard, with sparkling pool and decks, boast views of the Queens Necklace, surrounding hills and the Getty Villa. The home provides modern living with 4 bedrooms and 4 bath, three of the bedrooms are en-suite. From your Primary Suite, the living area and kitchen you overlook the Santa Monica Mountains. Located just above PCH, a few minutes from the Beach, close to Malibu Village, Santa Monica and Pacific Palisade, enjoy the modern California Lifestyle in this retreat.
Location
Malibu, Los Angeles County, CA 90265
Open on Google Maps ↗Listed by: Jana Helmig · Modern Properties
Payment estimate
$30,170
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $430,000 · Loan: $3,870,000
- Principal & Interest
- $23,778
- Property tax (1.25%)
- $4,479
- Homeowners insurance
- $300
- Mortgage insurance
- $1,613
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Malibu home with as little as 3.5% down using an FHA loan — roughly $150,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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