3922 W 242nd Street
Torrance, CA, 90505
$1,300,000
MLS: PV26064194
Beds
3
Baths
3
Sq Ft
1,509
Lot
0.10 ac
Year Built
2020
MLS #
PV26064194
Days on Market
25
Listed
Mar 24, 2026
Description
Beautifully built in 2020, this light-filled Walteria townhome offers modern style, thoughtful design, and an ideal South Torrance location. One of only four units in the complex—and one of just two with a private, enclosed exclusive-use yard—this home combines the feel of newer construction with rare outdoor space. The open-concept main level features wide-plank flooring, recessed lighting, and a seamless flow between the living, dining, and kitchen areas. The bright white kitchen is the heart of the home, showcasing shaker cabinetry, stone countertops, stainless steel appliances, a full backsplash, -perfect for everyday living and entertaining alike. Upstairs, all three bedrooms offer comfort and privacy. The spacious primary suite features high ceilings, a ceiling fan, a walk-in closet, and a private balcony for morning coffee or evening relaxation. The en-suite bath includes dual vanities, a soaking tub, and a separate glass-enclosed shower. Two additional bedrooms share a well-appointed full bath. Additional highlights include a convenient downstairs powder room, in-unit laundry, central air conditioning, and direct-access garage. Located in the highly desirable Walteria neighborhood of Torrance, this home is close to award-winning schools, parks, shopping, and a wide variety of dining options—plus just minutes from the beach. A rare opportunity to own a newer town-home with private outdoor space in one of South Torrance’s most sought-after communities.
Location
Torrance, Los Angeles County, CA 90505
Open on Google Maps ↗Listed by: Igor Nastaskin · Estate Properties
Payment estimate
$9,330
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $130,000 · Loan: $1,170,000
- Principal & Interest
- $7,189
- Property tax (1.25%)
- $1,354
- Homeowners insurance
- $300
- Mortgage insurance
- $488
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $45,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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