395 Primrose Circle 1-2
Lake Arrowhead, CA, 92352
$895,000
MLS: SW25259860
Beds
4
Baths
3
Sq Ft
1,902
Lot
0.26 ac
Year Built
1967
MLS #
SW25259860
Days on Market
102
Listed
Nov 21, 2025
Description
VERSATILE LAKE ARROWHEAD RETREAT — SINGLE-FAMILY HOME, DUPLEX, OR AIRBNB WITH PEEK-A-BOO LAKE VIEWS & EXPANSIVE DECKS. Located just a short walk from the newly renovated Lake Arrowhead Village and the lake, this versatile three-level mountain retreat offers charm, space, and sweeping treetop views with peek-a-boo lake glimpses. Ideal as a single-family residence, duplex, or Airbnb/short-term rental, the property features 4 bedrooms, 3 bathrooms, and a fully approved ADU, with two distinct living spaces identified as Unit 1 and Unit 2. The main level showcases an open-concept living area with large windows that frame serene forest views. The kitchen offers generous counter space and flows seamlessly into the dining and living areas, creating an inviting setting for entertaining and everyday living. Outdoor living is a highlight, with expansive decks on the second and third levels and a private saltwater jacuzzi nestled among the trees—perfect for relaxing or hosting guests. Additional features include a two-car garage plus two additional parking spaces, abundant storage throughout, and a dedicated laundry room. The approved ADU adds exceptional flexibility, ideal for guests, extended family, or income potential from one or both units. With its walkable Village location, flexible multi-use layout, and peaceful mountain setting, this property captures the essence of Lake Arrowhead living—private, versatile, and conveniently close to the lake and Village amenities.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Julie O'Boyle · Prime Home Realty
Payment estimate
$6,517
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,500 · Loan: $805,500
- Principal & Interest
- $4,949
- Property tax (1.25%)
- $932
- Homeowners insurance
- $300
- Mortgage insurance
- $336
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $31,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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