ActiveSingleFamilyResidence

3963 Chiquita Lane

San Bernardino, CA, 92404

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$699,000

MLS: SR26014201

Beds

3

Baths

3

Sq Ft

2,830

Lot

0.83 ac

Year Built

1936

MLS #

SR26014201

Days on Market

73

Listed

Jan 20, 2026

Description

HUGE LOT!! THIS 3 BEDROOM 2 BATH HOME SITS HIGH ATOP A HILL ON CLOSE TO AN ACRE OF LAND & HAS BEEN REHABBED & IT FEATURES NEWER AMENITIES SUCH AS A NEWER ROOF, PAINT, WINDOWS, PLUMBING & ELECTRICAL PANEL. THE MAIN FLOOR FEATURES AN OPEN CONCEPT LARGE LIVING ROOM W/VENEER STONE FACED FIREPLACE, RECESSED LIGHTING & LAMINATE FLOORING. THE GOURMET KITCHEN FEATURES QUARTZ COUNTERTOPS, NEWER CABINETS, NEWER APPLIANCES, STAINLESS STEEL SINK & CUSTOM LIGHTING. THE HUGE MASTER SUITE FEATURES A FIREPLACE, FOR THOSE CHILLY NIGHTS. STEP-IN SHOWER W/CUSTOM TILE & NEWER VANITY W/HIS HER BOWL SINKS. THE 2 ADDITIONAL BEDROOMS ARE SPACIOUS AND FEATURE MIRRORED CLOSET DOORS. THE GUEST BATHROOM FEATURES A JETTED TUB AS WELL AS A NEWER VANITY WITH A GLASS BOWL SINK. THE FRONT DECK GIVES YOU A PANORAMIC VIEW OF THE CITY LIGHTS AND HILLS. THE FINISHED BASEMENT ISN'T INCLUDED IN THE HOME'S SQUARE FOOTAGE & IS APPROXIMATELY 924 SQUARE FEET. IT FEATURES A BEDROOM, BATHROOM & LIVING ROOM WHICH MAY BE USED AS A FAMILY ROOM. WITH ALMOST AN ACRE OF LAND, THIS HOME IS GREAT FOR ENTERTAINING AS WELL AS ALL OF YOUR TOYS. BUYER TO VERIFY PERMITS, SQUARE FOOTAGE, ALTERATIONS & ADDITIONS.

Location

San Bernardino, San Bernardino County, CA 92404

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Listed by: Ignacio Chavira · Century Properties & Funding

Payment estimate

$5,156

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100

%
Principal & Interest
$3,865
Property tax (1.25%)
$728
Homeowners insurance
$300
Mortgage insurance
$262
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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