3968 Ternez Drive
Moorpark, CA, 93021
(No pictures available yet)
$849,000
MLS: V1-36242
Beds
2
Baths
2
Sq Ft
1,196
Lot
0.45 ac
Year Built
1925
MLS #
V1-36242
Days on Market
1
Listed
May 6, 2026
Description
Create your own mini ranch in this charming horse-friendly neighborhood with rolling hills, farmland views, and a peaceful country setting. This beautifully updated single-story home offers 2 bedrooms, 1.75 bathrooms, and sits on an expansive approximately 16,602 sq. ft. lot--providing plenty of room for horses, dogs, gardening, or simply enjoying wide open space.Inside, the home has been thoughtfully updated from top to bottom, featuring central air conditioning, a remodeled kitchen with stone countertops, newer cabinetry, and stainless-steel appliances. The spacious living room is filled with natural light and centered around a cozy wood-burning fireplace, creating a warm and inviting atmosphere. Both bathrooms have been tastefully renovated with newer fixtures and tile, while newer flooring, interior doors, and mirrored closet doors in both bedrooms add to the home's fresh, modern appeal. The second bedroom also offers its own private entrance, creating flexible living options.Outside, a detached barn/loft presents exciting potential for a home office, studio, workshop, or additional storage. Located in a one-of-a-kind setting within an award-winning school district, this special property offers the perfect blend of country living and everyday convenience--with shopping, dining, and amenities just minutes away.
Location
Moorpark, Ventura County, CA 93021
Open on Google Maps ↗Listed by: Tony Lara · Esquire Realty
Payment estimate
$6,337
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,900 · Loan: $764,100
- Principal & Interest
- $4,835
- Property tax (1.25%)
- $884
- Homeowners insurance
- $300
- Mortgage insurance
- $318
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Moorpark home with as little as 3.5% down using an FHA loan — roughly $29,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Moorpark, CA 93021 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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