399 Crater Lake
Big Bear Lake, CA, 92315
$619,900
MLS: IG26016978
Beds
3
Baths
2
Sq Ft
1,534
Lot
0.17 ac
Year Built
1982
MLS #
IG26016978
Days on Market
1
Listed
Jan 23, 2026
Description
SAY HELLO TO A GOOD BUY! Wait until you see the extensive upgrades to this immaculate 3-bedroom, 2 full bathroom custom beauty with open floor plan, wood grain laminate flooring, new appliances, granite countertops in the kitchen, breakfast bar, french doors off dining area, vaulted ceilings, huge master suite including a sitting area with electric pellet fireplace, custom tile-faced fireplace with insert in living room, dual pane windows, skylights in master bathroom, 2-car garage with new garage door, newer roof and a fenced back-yard patio area that will knock your socks off. This hidden gem is located on a 7,500-square-foot cul-de-sac lot in a high-demand area of Skyview Estates/Fox Farm.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Michael Dolan · KELLER WILLIAMS BIG BEAR
Payment estimate
$4,606
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,990 · Loan: $557,910
- Principal & Interest
- $3,428
- Property tax (1.25%)
- $646
- Homeowners insurance
- $300
- Mortgage insurance
- $232
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $21,697 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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