39965 Hillcrest
Big Bear Lake, CA, 92315
$629,900
MLS: IG26061871
Beds
4
Baths
2
Sq Ft
1,853
Lot
0.21 ac
Year Built
1938
MLS #
IG26061871
Days on Market
10
Listed
Mar 21, 2026
Description
Nestled in the heart of Big Bear this beautifully updated 4 bedroom 2 bath mountain home blends vintage cabin character with modern comforts. Just steps from the lake and only one mile to the village! Inside the open floor plan features two spacious living areas ideal for entertaining or just relaxing by the fire. Step outside to your private 9000 sq ft lot, fully fenced for ultimate seclusion. Enjoy two separate outdoor gathering spaces, each with their own fire pit, plus an exterior wet bar, horse shoe pit, and brand new hot tub. The classic touches throughout give this home its warm, nostalgic soul while everything feels fresh and move in ready. Whether you're looking for a personal mountain escape, or a smart investment in one of Southern California's most desirable destinations, this home checks every box.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Melissa Gile · RE/MAX BIG BEAR
Payment estimate
$4,676
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,990 · Loan: $566,910
- Principal & Interest
- $3,483
- Property tax (1.25%)
- $656
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $22,047 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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