4 Mountain Shadows Place
Phillips Ranch, CA, 91766
$639,000
MLS: 25583525
Beds
2
Baths
3
Sq Ft
1,515
Lot
2.97 ac
Year Built
1982
MLS #
25583525
Days on Market
99
Listed
Sep 9, 2025
Description
Spacious 2 bedroom, 3 bathroom home offering 1,515 sq. ft. of comfortable living space in the desirable Phillips Ranch Hidden Valley gated community. Situated in a prime location close to the pool and near the front of the community, the home offers both convenience and easy access. The updated kitchen showcases granite countertops, stainless steel appliances, white cabinetry, recessed lighting, and a breakfast bar for casual dining, with access to a private outdoor balcony. The open and bright living room features vaulted ceilings and a cozy fireplace, creating the perfect setting for relaxing evenings, hosting guests, or enjoying a comfortable media space. Sliding doors lead to a private patio, extending the living area outdoors for barbecues or quiet enjoyment. A direct-access two-car garage with laundry area provides hassle-free living. Upstairs, you'll find two spacious primary bedrooms, each with vaulted ceilings, en-suite bathrooms, soaking tubs, and abundant natural light. Residents of Hidden Valley enjoy resort-style amenities including two pool and spa areas, tree-lined greenbelts, and plenty of space for walking pets. Conveniently located near shopping, dining, schools, and easy access to the 60 freeway.
Location
Phillips Ranch, Los Angeles County, CA 91766
Open on Google Maps ↗Listed by: Elliot Phillips · First Team Real Estate
Payment estimate
$4,739
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,900 · Loan: $575,100
- Principal & Interest
- $3,534
- Property tax (1.25%)
- $666
- Homeowners insurance
- $300
- Mortgage insurance
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phillips Ranch home with as little as 3.5% down using an FHA loan — roughly $22,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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