ActiveSingleFamilyResidence

40 W Zane Street

Long Beach, CA, 90805

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$779,000

MLS: PW26052864

Beds

4

Baths

2

Sq Ft

1,584

Lot

0.10 ac

Year Built

1988

MLS #

PW26052864

Days on Market

15

Listed

Mar 27, 2026

Description

Amazing opportunity to own a spacious 4-bedroom, 2-bathroom home located in desirable North Long Beach. Built in 1988, this well-maintained residence offers over 1,500 sqft of comfortable living space and is ideally situated on a quiet cul-de-sac just 7 miles from the beach. As you enter, you’re welcomed by an open-concept living and dining area, perfect for everyday living and entertaining. The layout flows seamlessly into the kitchen, which opens to a bright and inviting family room featuring high ceilings, a cozy fireplace, and a sliding glass door that leads to the backyard—ideal for indoor-outdoor living. All four bedrooms are generously sized, including a primary suite with its own full bathroom and dual closets. Additional highlights include dual-pane windows, an attached 2-car garage, and a gated front yard with a charming brick finish that enhances curb appeal. This home offers space, functionality, and a great location—perfect for families or anyone looking to enjoy the Long Beach lifestyle.

Location

Long Beach, Los Angeles County, CA 90805

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Listed by: Carolina Moreno · Synergy Real Estate

Payment estimate

$5,711

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $77,900 · Loan: $701,100

%
Principal & Interest
$4,308
Property tax (1.25%)
$811
Homeowners insurance
$300
Mortgage insurance
$292
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $27,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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