40 W Zane Street
Long Beach, CA, 90805
$779,000
MLS: PW26052864
Beds
4
Baths
2
Sq Ft
1,584
Lot
0.10 ac
Year Built
1988
MLS #
PW26052864
Days on Market
15
Listed
Mar 27, 2026
Description
Amazing opportunity to own a spacious 4-bedroom, 2-bathroom home located in desirable North Long Beach. Built in 1988, this well-maintained residence offers over 1,500 sqft of comfortable living space and is ideally situated on a quiet cul-de-sac just 7 miles from the beach. As you enter, you’re welcomed by an open-concept living and dining area, perfect for everyday living and entertaining. The layout flows seamlessly into the kitchen, which opens to a bright and inviting family room featuring high ceilings, a cozy fireplace, and a sliding glass door that leads to the backyard—ideal for indoor-outdoor living. All four bedrooms are generously sized, including a primary suite with its own full bathroom and dual closets. Additional highlights include dual-pane windows, an attached 2-car garage, and a gated front yard with a charming brick finish that enhances curb appeal. This home offers space, functionality, and a great location—perfect for families or anyone looking to enjoy the Long Beach lifestyle.
Location
Long Beach, Los Angeles County, CA 90805
Open on Google Maps ↗Listed by: Carolina Moreno · Synergy Real Estate
Payment estimate
$5,711
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,900 · Loan: $701,100
- Principal & Interest
- $4,308
- Property tax (1.25%)
- $811
- Homeowners insurance
- $300
- Mortgage insurance
- $292
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $27,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Long Beach, CA 90805 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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