4001 Harvard
Bakersfield, CA, 93306
$360,000
MLS: NS26052211
Beds
4
Baths
2
Sq Ft
1,809
Lot
0.17 ac
Year Built
1964
MLS #
NS26052211
Days on Market
6
Listed
Mar 10, 2026
Description
Welcome to this well-maintained home in an established Northeast neighborhood, conveniently located near schools, shopping, and parks. Offering 4 spacious bedrooms and 2 bathrooms, this home features both a formal living room and a cozy family room with a charming rock fireplace and access to the covered patio and backyardperfect for indoor-outdoor living. The kitchen flows nicely into the family room, making it ideal for entertaining. Additional highlights include an indoor laundry room, covered RV parking, and a 3-car garage with alley access. Owned solar provides added value and energy savings. Don't miss the opportunity to see this great home in person!
Location
Bakersfield, Kern County, CA 93306
Open on Google Maps ↗Listed by: Anthony Razo · Open Door Real Estate
Payment estimate
$2,801
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,000 · Loan: $324,000
- Principal & Interest
- $1,991
- Property tax (1.25%)
- $375
- Homeowners insurance
- $300
- Mortgage insurance
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $12,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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