ActiveTownhouse

4005 Valley Oak Lane D

El Monte, CA, 91733

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$799,990

MLS: CV25272040

Beds

4

Baths

4

Sq Ft

1,592

Lot

Year Built

2026

MLS #

CV25272040

Days on Market

136

Listed

Dec 6, 2025

Description

Stunning 3-Story End-Unit Home at Brookhaven. Ready to move-in! Last opportunity! Welcome to this beautifully designed three-level end-unit home, crafted for comfort and modern living. Step onto the inviting front porch and into a home with a spacious 2-car “bay” garage. The second floor features an open-concept layout with a bright great room, dining area, and a contemporary kitchen with white cabinets, quartz countertops, laminate and carpet flooring, and brushed nickel hardware. Step out onto the deck for outdoor entertaining or relaxing. Upstairs, the private owner’s suite offers a generous walk-in closet and a luxurious en-suite bath with dual vanities. Two additional bedrooms share a full bath, perfect for family or guests. This home also includes Century’s Home Connect package, featuring a Schlage smart lock, IQ Alarm Panel, Ecobee smart thermostat, and Eero wireless router for convenience, security, and connectivity. Residents of Brookhaven enjoy community amenities including a dog park, BBQ area with benches, and pocket parks. Located just 12 miles from Los Angeles, with easy access to major employers, shopping, dining, and entertainment. Don’t miss your chance to own this exceptional home in a highly desirable community!

Location

El Monte, Los Angeles County, CA 91733

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Listed by: Wesley Bennett · BMC REALTY ADVISORS

Payment estimate

$5,857

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $79,999 · Loan: $719,991

%
Principal & Interest
$4,424
Property tax (1.25%)
$833
Homeowners insurance
$300
Mortgage insurance
$300
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $28,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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