401 Mcclean
Bakersfield, CA, 93307
$250,000
MLS: SR26010786
Beds
2
Baths
1
Sq Ft
822
Lot
0.19 ac
Year Built
1948
MLS #
SR26010786
Days on Market
26
Listed
Jan 15, 2026
Description
A fully updated 2-bedroom, 1-bathroom property with 822 sq ft of living space. This move-in-ready property features new flooring throughout, fresh interior paint, and a completely updated kitchen with modern cabinetry and ample counter space. Situated on a large lot, the property offers ample space for outdoor entertaining, gardening, or future expansion. A detached garage includes additional space at the rear—ideal for an office, hobby space, or guest room. Enjoy a turnkey property with modern updates, classic charm, and generous outdoor space. Subject to the cancellation of the current escrow.
Location
Bakersfield, Kern County, CA 93307
Open on Google Maps ↗Listed by: Elizabeth Moncada · Ethos International Real Estate
Payment estimate
$2,037
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,000 · Loan: $225,000
- Principal & Interest
- $1,382
- Property tax (1.25%)
- $260
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $8,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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