40155 176th Street E
Palmdale, CA, 93591
$300,000
MLS: SR26108067
Beds
4
Baths
2
Sq Ft
1,248
Lot
0.51 ac
Year Built
1978
MLS #
SR26108067
Days on Market
8
Listed
May 18, 2026
Description
Welcome to this 4-bedroom, 2-bath home offering 1,248 sq ft of potential on a spacious lot in Palmdale. Featuring an attached 2-car garage, newer windows, updated flooring in the kitchen and living room, and a remodeled kitchen, this property is a great opportunity for investors, contractors, or buyers ready to bring their vision to life. The home is still in need of build-out and finishing touches, offering endless possibilities to customize and improve. The backyard includes an in-ground pool and spa currently without water, creating the potential for an incredible outdoor retreat. Conveniently located with plenty of space and opportunity, this property is being sold as-is with no warranties expressed or implied. Great chance to create your dream home or next investment project!
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Cesar Galvan-Cervantes · JohnHart Real Estate
Payment estimate
$2,437
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $270,000
- Principal & Interest
- $1,712
- Property tax (1.25%)
- $313
- Homeowners insurance
- $300
- Mortgage insurance
- $113
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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